{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-020892","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.597635+00:00","generated_at":"2026-06-13T00:34:05.593651+00:00","sec_items":["2.02","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Business First Q2 2023 net income $18.4M, EPS $0.73; core EPS $0.70","bullets":["GAAP EPS $0.73, up $0.19 QoQ and $0.12 YoY; core EPS $0.70, up $0.15 QoQ and $0.06 YoY.","Net interest margin 3.63%; loans held for investment grew $95.7M (2.0%) QoQ.","Deposits increased $208.3M (4.3%) QoQ; brokered deposits drove $211.2M of the rise.","Nonperforming loans stable at 0.36% of loans; ROAA of 1.18% improved from 0.91% prior quarter.","Declared $0.12/common share dividend, unchanged from prior quarter; payable Aug 31 to holders of record Aug 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-020892","json":"https://secwatch.observer/filing/0001437749-23-020892.json","markdown":"https://secwatch.observer/filing/0001437749-23-020892.md","text":"https://secwatch.observer/filing/0001437749-23-020892.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923020892/0001437749-23-020892-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923020892/bfbi20230726_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:34:05.593651+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"48314b9d9614628bbb2b9188e62826d444af0015","claim":"Business First Bancshares, Inc. reported the quarter ended June 30, 2023 results: net income net income available to common shareholders of $18.4 million, EPS $0.73 per diluted common share.","evidence_excerpt":"Business First Bancshares, Inc. (Nasdaq: BFST) (Business First), parent company of b1BANK, today announced its unaudited results for the quarter ended June 30, 2023, including net income available to common shareholders of $18.4 million, or $0.73 per diluted common share,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923020892/0001437749-23-020892-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"net income available to common shareholders of $18.4 million"},{"label":"EPS","value":"$0.73 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}