{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-021663","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2023-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.149387+00:00","generated_at":"2026-06-12T14:19:20.159389+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Palomar Q2 net income $0.69 EPS, 25% premium growth; raises FY23 guidance to $89-93M adjusted net income","bullets":["Net income $17.6M ($0.69 diluted EPS) vs $14.6M ($0.57) Q2 2022; adjusted net income $21.8M ($0.86) vs $22.4M ($0.87).","Gross written premiums $274.3M, up 25.4% YoY; combined ratio 79.0% (adjusted 72.2%).","Raised full-year 2023 adjusted net income guidance to $89M-$93M (from prior).","Repurchased 166,482 shares for $8.7M; $50.0M remaining under $100M authorization.","Catastrophe losses of $2.2M from severe convective storms, loss ratio 2.6%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-021663","json":"https://secwatch.observer/filing/0001437749-23-021663.json","markdown":"https://secwatch.observer/filing/0001437749-23-021663.md","text":"https://secwatch.observer/filing/0001437749-23-021663.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000143774923021663/0001437749-23-021663-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000143774923021663/plmr20230717_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T14:19:20.159389+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"30c4c8f30e582a55d34ac6ad472b0431e04a759d","claim":"Palomar Holdings, Inc. updated its full year 2023 guidance (raised).","evidence_excerpt":"For the full year 2023, the Company expects to achieve adjusted net income of $89 million to $93 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000143774923021663/0001437749-23-021663-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full year 2023"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"},{"claim_id":"4e0f7d27e62b0c2d868348c141e683dc9cffc7a7","claim":"Palomar Holdings, Inc. reported the fiscal quarter ended June 30, 2023 results: net income $17.6 million, EPS $0.69 per diluted share. Guidance raised.","evidence_excerpt":"Palomar Holdings, Inc. (NASDAQ:PLMR) (“Palomar” or “Company”) reported net income of $17.6 million, or $0.69 per diluted share, for the second quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000143774923021663/0001437749-23-021663-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended June 30, 2023"},{"label":"Net income","value":"$17.6 million"},{"label":"EPS","value":"$0.69 per diluted share"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}