---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-23-026762"
form_type: "8-K"
ticker: "WSBF"
cik: "0001569994"
company_name: "Waterstone Financial, Inc."
filed_at: "2023-09-26T23:59:59+00:00"
generated_at: "2026-06-10T08:40:29.702961+00:00"
event_type: "dividend"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Waterstone Financial cuts quarterly dividend to $0.15/share, shifts capital to buybacks

## Summary
- Quarterly dividend reduced to $0.15 per share; payable Nov 1, 2023 to holders of record Oct 9, 2023.
- Annualized yield of 5.17% based on prior day's closing price.
- Capital reallocated to stock buybacks; shares repurchased at prices below tangible book value.
- Capital to assets ratio of 15.9% as of June 30, 2023, well above regulatory requirements.

## SEC filing metadata
- accession: 0001437749-23-026762
- form_type: 8-K
- ticker: WSBF
- cik: 0001569994
- company_name: Waterstone Financial, Inc.
- filed_at: 2023-09-26T23:59:59+00:00
- event_type: dividend
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1569994/000143774923026762/0001437749-23-026762-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1569994/000143774923026762/wsbf20230828_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-23-026762
- JSON: https://secwatch.observer/filing/0001437749-23-026762.json
- Plain text: https://secwatch.observer/filing/0001437749-23-026762.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.