{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-028464","form_type":"8-K","ticker":"PLBC","cik":"0001168455","company_name":"PLUMAS BANCORP","filed_at":"2023-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.400827+00:00","generated_at":"2026-06-09T21:41:25.724767+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Plumas Bancorp Q3 net income $8.0M ($1.36 EPS), record quarter; NIM widens to 4.77%","bullets":["Q3 2023 net income $8.0M ($1.34 diluted EPS) vs $7.2M ($1.23) in Q3 2022; record for any quarter.","Net interest margin expanded 77 bps to 4.77% from 4.00% YoY; average loan yield up 65 bps to 6.00%.","Gross loans grew 12% YoY to $959M; deposits decreased $109M to $1.4B, with 53% non-interest bearing.","Nonperforming assets rose to $4.8M (0.31% of assets) from $1.9M; $1.8M of walnut grower loans paid off in early October.","Discontinued dealer loan program; ROAA improved to 2.00% (from 1.72%) and ROAE to 24.4% (from 23.7%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-028464","json":"https://secwatch.observer/filing/0001437749-23-028464.json","markdown":"https://secwatch.observer/filing/0001437749-23-028464.md","text":"https://secwatch.observer/filing/0001437749-23-028464.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1168455/000143774923028464/0001437749-23-028464-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1168455/000143774923028464/plbc20231013_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T21:41:25.724767+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1b8ba6aa88e7c8a42b5acafd29f2ede5c8681066","claim":"PLUMAS BANCORP reported nine months ended September 30, 2023 results: net income $22.3 million, EPS $3.80 per share.","evidence_excerpt":"For the nine months ended September 30, 2023, the Company reported net income of $22.3 million or $3.80 per share, an increase of $3.6 million from $18.6 million or $3.19 per share earned during the nine months ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1168455/000143774923028464/0001437749-23-028464-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"nine months ended September 30, 2023"},{"label":"Net income","value":"$22.3 million"},{"label":"EPS","value":"$3.80 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"58af5c498956b5f047f5d225a937bce0c8cee688","claim":"PLUMAS BANCORP reported three months ended September 30, 2023 results: net income $8.0 million, EPS $1.36 per share.","evidence_excerpt":"On October 18, 2023, Plumas Bancorp (the \"Registrant\") reported its financial results for the three months ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1168455/000143774923028464/0001437749-23-028464-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended September 30, 2023"},{"label":"Net income","value":"$8.0 million"},{"label":"EPS","value":"$1.36 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c81334f3c3b67b08ff48cc372176d9420345fc88","claim":"PLUMAS BANCORP reported three months ended September 30, 2022 results: net income $7.2 million, EPS $1.24 per share.","evidence_excerpt":"Plumas Bancorp (Nasdaq:PLBC), the parent company of Plumas Bank, today announced earnings during the third quarter of 2023 of $8.0 million or $1.36 per share, an increase of $742 thousand from $7.2 million or $1.24 per share during the third quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1168455/000143774923028464/0001437749-23-028464-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended September 30, 2022"},{"label":"Net income","value":"$7.2 million"},{"label":"EPS","value":"$1.24 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}