{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-028910","form_type":"8-K","ticker":"FDBC","cik":"0001098151","company_name":"FIDELITY D & D BANCORP INC","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.214347+00:00","generated_at":"2026-06-09T09:49:25.841384+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Fidelity D & D Bancorp Q3 net income falls to $5.3M from $7.6M; EPS $0.93 vs $1.36","bullets":["Net interest income $14.6M, down 21% YoY due to higher deposit costs; net interest margin fell 69 bps to 2.63%.","Non-interest income rose 11% to $4.3M, driven by trust fees and deposit service charges.","Non-performing assets were 0.14% of total assets, flat vs year-end; net charge-offs remain low at 0.04%.","Tier 1 capital ratio 9.22%; total risk-based capital 14.76%; bank remains well capitalized.","Loan portfolio grew $80M YTD to $2.5B total assets; deposit mix shifted toward higher-cost CDs."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-028910","json":"https://secwatch.observer/filing/0001437749-23-028910.json","markdown":"https://secwatch.observer/filing/0001437749-23-028910.md","text":"https://secwatch.observer/filing/0001437749-23-028910.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1098151/000143774923028910/0001437749-23-028910-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1098151/000143774923028910/fdbc20230822_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T09:49:25.841384+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3f6457f8546f3926b8f99a6eb871342e74b7cfeb","claim":"FIDELITY D & D BANCORP INC reported financial results for the three and nine-month periods ended September 30, 2023.","evidence_excerpt":"On October 25, 2023, Fidelity D & D Bancorp, Inc. issued a press release describing its results of operations for the quarter and year-to-date ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1098151/000143774923028910/0001437749-23-028910-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and nine-month periods ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}