{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-028951","form_type":"8-K","ticker":"FSBW","cik":"0001530249","company_name":"FS Bancorp, Inc.","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.390379+00:00","generated_at":"2026-06-09T10:31:50.900680+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"FS Bancorp Q3 net income $9.0M ($1.13/diluted); declares $0.25 quarterly dividend","bullets":["Net income $9.0M ($1.13 diluted EPS) vs $8.5M ($1.08) in Q3 2022; nine-month net income $26.3M ($3.33).","Net interest margin compressed to 4.34% from 4.54% a year ago; total interest income up $12.0M YoY.","Loans receivable net $2.38B (+14.0% YoY); total deposits $2.45B (+17.8% YoY).","Board declared 43rd consecutive quarterly cash dividend of $0.25/share, payable Nov 22 to holders of record Nov 9.","Commercial & Consumer Banking segment net income $8.8M; Home Lending segment net income $166K."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-028951","json":"https://secwatch.observer/filing/0001437749-23-028951.json","markdown":"https://secwatch.observer/filing/0001437749-23-028951.md","text":"https://secwatch.observer/filing/0001437749-23-028951.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1530249/000143774923028951/0001437749-23-028951-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1530249/000143774923028951/fsbw20230925_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T10:31:50.900680+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2e5455f484f67c4f8dedd63dea6d9e219f884d16","claim":"FS Bancorp, Inc. reported the quarter ended September 30, 2023 results: net income $9.0 million, EPS $1.13 per diluted share.","evidence_excerpt":"FS Bancorp, Inc. Reports Third Quarter Net Income of $9.0 Million or $1.13 Per Diluted Share and the Forty-Third Consecutive Quarterly Dividend","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1530249/000143774923028951/0001437749-23-028951-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$9.0 million"},{"label":"EPS","value":"$1.13 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}