secwatch.observer — SEC 8-K summary
======================================

Issuer:     FS Bancorp, Inc. (FSBW)
CIK:        0001530249
Form:       8-K
Filed at:   2023-10-25T23:59:59+00:00
Accession:  0001437749-23-028951
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FS Bancorp Q3 net income $9.0M ($1.13/diluted); declares $0.25 quarterly dividend
--------------------------------------------------------------------------------

- Net income $9.0M ($1.13 diluted EPS) vs $8.5M ($1.08) in Q3 2022; nine-month net income $26.3M ($3.33).
- Net interest margin compressed to 4.34% from 4.54% a year ago; total interest income up $12.0M YoY.
- Loans receivable net $2.38B (+14.0% YoY); total deposits $2.45B (+17.8% YoY).
- Board declared 43rd consecutive quarterly cash dividend of $0.25/share, payable Nov 22 to holders of record Nov 9.
- Commercial & Consumer Banking segment net income $8.8M; Home Lending segment net income $166K.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1530249/000143774923028951/0001437749-23-028951-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1530249/000143774923028951/fsbw20230925_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-23-028951

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer