{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-029035","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.791076+00:00","generated_at":"2026-06-09T09:08:13.557517+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"ConnectOne Q3 EPS $0.51 flat sequentially; net interest margin contracts to 2.76%","bullets":["Net income available to common $19.9M ($0.51 EPS) flat QoQ; down from $27.4M ($0.70) YoY.","Net interest margin (FTE) 2.76%, down 5 bps QoQ and 92 bps YoY; average cost of deposits rose to 2.92%.","Declared common dividend $0.17/share and Series A preferred dividend $0.328125/depositary share, payable Dec 1, 2023.","Repurchased 316,789 shares at avg $19.45 in Q3; ~1.0M shares remain under repurchase authorization.","Nonperforming assets $56.1M (0.58% of assets); allowance for credit losses 1.08% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-029035","json":"https://secwatch.observer/filing/0001437749-23-029035.json","markdown":"https://secwatch.observer/filing/0001437749-23-029035.md","text":"https://secwatch.observer/filing/0001437749-23-029035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774923029035/0001437749-23-029035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774923029035/cnob20230809c_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T09:08:13.557517+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5bd0add964237e6bdcdd3298793144bb39a08ddc","claim":"ConnectOne Bancorp, Inc. reported third quarter of 2023 results: net income net income available to common stockholders of $19.9 million, EPS Diluted earnings per share were $0.51.","evidence_excerpt":"ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $19.9 million for the third quarter of 2023, compared to $19.9 million for the second quarter of 2023 and $27.4 million for the third quarter of 2022. Diluted earnings per share were $0.51 for the third quarter of 2023, $0.51 for the second quarter of 2023 and $0.70 for the third quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712771/000143774923029035/0001437749-23-029035-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Net income","value":"net income available to common stockholders of $19.9 million"},{"label":"EPS","value":"Diluted earnings per share were $0.51"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}