{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-029092","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.823754+00:00","generated_at":"2026-06-09T08:35:21.752815+00:00","sec_items":["2.02","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Business First Bancshares Q3 net income $19.1M, EPS $0.76; raises common dividend to $0.14","bullets":["Q3 net income available to common shareholders $19.1M ($0.76 diluted EPS), up 3.8% linked quarter and 38% YoY.","Non-GAAP core net income $18.0M ($0.71 diluted EPS), up from $17.8M linked quarter and $16.4M YoY.","Common dividend raised to $0.14 per share (up $0.02 from prior quarter), payable Nov 30 to holders of record Nov 15.","Net interest margin 3.61% (ex-accretion 3.46%); deposits grew $176.3M (3.52%) and loans grew $21.5M (0.44%) from linked quarter.","Credit quality strong with NPLs/loans 0.33% and NPAs/assets 0.27%; tangible book value per share increased to $17.03 from $16.87."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-029092","json":"https://secwatch.observer/filing/0001437749-23-029092.json","markdown":"https://secwatch.observer/filing/0001437749-23-029092.md","text":"https://secwatch.observer/filing/0001437749-23-029092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923029092/0001437749-23-029092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923029092/bfbi20231024_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T08:35:21.752815+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}