{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-029122","form_type":"8-K","ticker":"FNWB","cik":"0001556727","company_name":"First Northwest Bancorp","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.502131+00:00","generated_at":"2026-06-09T08:32:03.727963+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Northwest Bancorp Q3 net income $2.5M ($0.28 EPS), down 42% YoY; declares $0.07 dividend","bullets":["Net income $2.5M ($0.28 diluted EPS) vs $4.3M ($0.47) in Q3 2022, down 42%.","Revenue (net interest income + noninterest income) $17.9M vs $20.5M YoY; net interest margin 2.97% vs 3.88%.","Noninterest expense $14.4M, efficiency ratio improved to 80.52% from 86.01% QoQ but up from 74.86% YoY.","Quarterly cash dividend of $0.07 per share declared, payable Nov 24 to record Nov 10.","Asset quality stable: nonperforming assets to total assets 0.11%, allowance to loans 1.04%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-029122","json":"https://secwatch.observer/filing/0001437749-23-029122.json","markdown":"https://secwatch.observer/filing/0001437749-23-029122.md","text":"https://secwatch.observer/filing/0001437749-23-029122.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1556727/000143774923029122/0001437749-23-029122-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1556727/000143774923029122/fnwb20230831_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T08:32:03.727963+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2428d660d8cf79369fa6970825af1ad4a1a9f691","claim":"First Northwest Bancorp reported the quarter ended September 30, 2023 results: net income $2.5, EPS $0.28.","evidence_excerpt":"First Northwest Bancorp issued an earnings release for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1556727/000143774923029122/0001437749-23-029122-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$2.5"},{"label":"EPS","value":"$0.28"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}