{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-029168","form_type":"8-K","ticker":"FXNC","cik":"0000719402","company_name":"FIRST NATIONAL CORP /VA/","filed_at":"2023-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.814148+00:00","generated_at":"2026-06-09T07:29:02.141198+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First National Q3 net income $3.1M, EPS $0.50; NPA ratio rises to 0.23%","bullets":["Net income of $3.1M, down from $3.5M in Q2 2023 and $4.5M in Q3 2022; diluted EPS $0.50.","Net interest margin stabilized at 3.35%; loans increased $22.3M (10% annualized) to $943.6M.","Nonperforming assets rose to $3.1M (0.23% of assets) from $722K (0.05%) in prior quarter.","Deposits stable at $1.2B; noninterest-bearing deposits comprised 33% of total deposits.","Tangible book value $17.38 per share; quarterly dividend maintained at $0.15/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-029168","json":"https://secwatch.observer/filing/0001437749-23-029168.json","markdown":"https://secwatch.observer/filing/0001437749-23-029168.md","text":"https://secwatch.observer/filing/0001437749-23-029168.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/719402/000143774923029168/0001437749-23-029168-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/719402/000143774923029168/fxnc20230904_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T07:29:02.141198+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"95d5544da44144c23ac1c6d4ac4437d1f169c32e","claim":"FIRST NATIONAL CORP /VA/ reported the three-months ending September 30, 2023 results: net income $3.1 million, EPS $0.50.","evidence_excerpt":"On October 26, 2023, First National Corporation issued a press release reporting its financial results for the period ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/719402/000143774923029168/0001437749-23-029168-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three-months ending September 30, 2023"},{"label":"Net income","value":"$3.1 million"},{"label":"EPS","value":"$0.50"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}