secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES FINANCIAL CORP /MS/ (PFBX)
CIK:        0000770460
Form:       8-K
Filed at:   2023-10-27T23:59:59+00:00
Accession:  0001437749-23-029245
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Q3 net income up 6.9% to $1.91M; regular dividend raised 50% plus $0.23 special dividend
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- Q3 2023 net income $1.91M ($0.41 EPS) vs $1.786M ($0.38 EPS) in Q3 2022.
- Nine-month net income $7.443M ($1.59 EPS) nearly doubles from $3.802M ($0.81 EPS).
- Regular semi-annual dividend increased 50% to $0.18/share; special dividend $0.23/share; payable Nov 17.
- Net interest income rose $686K to $6.349M; efficiency ratio improved to 66% from 81%.
- Nonaccrual loans fell to $188K from $1.441M; credit loss provision negative $275K.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/770460/000143774923029245/0001437749-23-029245-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/770460/000143774923029245/pfbx20231026_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-23-029245

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer