Citizens Holding Q3 net income $0.22/sh down 53% YoY; NIM 2.40%

CITIZENS HOLDING CO /MS/

2023-Q3 EPS reported $0.47

Q3 net income $1.2M ($0.22/sh), up 302% linked quarter but down 53.2% YoY from $2.6M ($0.46/sh).
Nine-month net income $2.6M ($0.47/sh), down 63% from $7.2M ($1.28/sh) in 2022.
Net interest margin compressed to 2.40% from 2.55% in Q2 and 2.90% in Q3 2022.
Loans grew 2.2% to $587.2M; deposits up 8.3% to $1.195B; NPAs at 0.68%.
Quarterly dividend $0.16/share; nine-month dividends $0.56 vs $0.72 in 2022.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.95

CITIZENS HOLDING CO /MS/ reported three and nine months ended September 30, 2023 results: revenue $16,008, net income $1,207, EPS $0.22 per share-basic and diluted.

Period: three and nine months ended September 30, 2023
Revenue: $16,008
Net income: $1,207
EPS: $0.22 per share-basic and diluted
Result: reported results

Exact text from the filing

and diluted for the same period in 2022. Third Quarter Highlights ● Total revenues, or interest and non-interest income, for the three months ended September 30, 2023 totaled $16,008, an increase of $2,586, or 19.27% from the prior quarter. The increase in total revenue is primarily attributed to an increase of $1,660, or 14.88% in interest income attributed to

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Source: SEC EDGAR

accession 0001437749-23-029569

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