{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-029760","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2023-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.347209+00:00","generated_at":"2026-06-09T03:01:21.811896+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Palomar Q3 net income $18.4M ($0.73/dil), adjusted EPS $0.92 vs $0.36 YoY","bullets":["Gross written premiums +24% to $314.0M; adjusted net income $23.3M (+153% YoY).","Combined ratio improved to 75.8% (Q3 2022: 94.8%); adjusted combined ratio 70.9%.","Annualized adjusted ROE 22.3% (Q3 2022: 9.9%); net investment income +61% to $6.0M.","FY 2023 adjusted net income guidance $90-93M; repurchased $6.6M of shares in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-029760","json":"https://secwatch.observer/filing/0001437749-23-029760.json","markdown":"https://secwatch.observer/filing/0001437749-23-029760.md","text":"https://secwatch.observer/filing/0001437749-23-029760.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000143774923029760/0001437749-23-029760-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000143774923029760/plmr20230816_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T03:01:21.811896+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"acf65779641466f936c394269ba7b68e320fbb07","claim":"Palomar Holdings, Inc. reported third quarter of 2023 results: net income $18.4 million, EPS $0.73 per diluted share. Guidance initiated.","evidence_excerpt":"Palomar Holdings, Inc. (NASDAQ:PLMR) (“Palomar” or “Company”) reported net income of $18.4 million, or $0.73 per diluted share, for the third quarter of 2023 compared to net income of $4.3 million, or $0.17 per diluted share, for the third quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000143774923029760/0001437749-23-029760-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Net income","value":"$18.4 million"},{"label":"EPS","value":"$0.73 per diluted share"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}