{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-030951","form_type":"8-K","ticker":"USIO","cik":"0001088034","company_name":"Usio, Inc.","filed_at":"2023-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.182365+00:00","generated_at":"2026-06-08T08:38:25.334540+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Usio Q3 revenue $20.5M (+25% YoY); net loss narrows to $0.7M vs $1.8M","bullets":["Revenue $20.5M, up 25% YoY; 13th consecutive quarter of growth.","Prepaid card revenue surged 197% to $4.7M; load volume +239%.","Net loss $0.7M ($0.04/sh) vs $1.8M ($0.09) a year ago; Adjusted EBITDA loss $0.1M.","Full-year 2023 revenue growth guidance reiterated at 18%-20%.","Cash $7.4M; $1.7M added over first nine months; generated $2.4M adjusted operating cash flow."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-030951","json":"https://secwatch.observer/filing/0001437749-23-030951.json","markdown":"https://secwatch.observer/filing/0001437749-23-030951.md","text":"https://secwatch.observer/filing/0001437749-23-030951.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1088034/000143774923030951/0001437749-23-030951-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1088034/000143774923030951/usio20230828_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T08:38:25.334540+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"34930f72bcf9e5d046f888438f25bf519841a9de","claim":"Usio, Inc. updated its the third quarter, which ended September 30, 2023 guidance (reaffirmed).","evidence_excerpt":"On November 8, 2023, Usio, Inc. issued a press release announcing financial results for its quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1088034/000143774923030951/0001437749-23-030951-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter, which ended September 30, 2023"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}