---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-23-030987"
form_type: "8-K"
ticker: "ATLCP"
cik: "0001464343"
company_name: "Atlanticus Holdings Corp"
filed_at: "2023-11-08T23:59:59+00:00"
generated_at: "2026-06-08T09:08:51.960422+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Atlanticus Q3 2023: Revenue $294.9M (+6.1% YoY); Diluted EPS $1.03; Managed receivables $2.3B (+12.9%)

## Summary
- Managed receivables grew 12.9% YoY to $2.3B; total operating revenue up 6.1% to $294.9M.
- Net income attributable to common shareholders of $18.9M ($1.03 diluted EPS).
- Return on average shareholders' equity of 20.4%; purchase volume of $706.5M.
- Over 380,000 new accounts added; total accounts serviced exceeded 3.4 million.

## SEC filing metadata
- accession: 0001437749-23-030987
- form_type: 8-K
- ticker: ATLCP
- cik: 0001464343
- company_name: Atlanticus Holdings Corp
- filed_at: 2023-11-08T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1464343/000143774923030987/0001437749-23-030987-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1464343/000143774923030987/atlc20231108_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-23-030987
- JSON: https://secwatch.observer/filing/0001437749-23-030987.json
- Plain text: https://secwatch.observer/filing/0001437749-23-030987.txt

## Key facts
- Earnings Releases
  Atlanticus Holdings Corp reported the third quarter ended September 30, 2023 results: revenue $294.9 million, net income $18.9 million, EPS $1.03 per diluted common share.
  - Period: the third quarter ended September 30, 2023
  - Revenue: $294.9 million
  - Net income: $18.9 million
  - EPS: $1.03 per diluted common share
  - Result: reported results
  source text: Third Quarter 2023 Highlights (all comparisons to the Third Quarter 2022) ● Managed receivables 2 increased 12.9% to $2.3 billion ● Total operating revenue increased 6.1% to $294.9 million. ● Return on average shareholders’ equity of 20.4% 3 ● Purchase volume of $706.5 million. ● Over 380,000 new accounts served during the quarter, over 3.4 million total accounts
  evidence_url: https://www.sec.gov/Archives/edgar/data/1464343/000143774923030987/0001437749-23-030987-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.