{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-035315","form_type":"8-K","ticker":"FNWD","cik":"0000919864","company_name":"Finward Bancorp","filed_at":"2023-12-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.400131+00:00","generated_at":"2026-06-07T07:41:21.143823+00:00","sec_items":["8.01","9.01"],"event_type":"dividend","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Finward Bancorp cuts quarterly dividend to $0.12 from prior quarter's level to build capital","bullets":["Board declared $0.12 per share dividend payable Feb 5, 2024 to holders of record Jan 23, 2024.","Dividend is lower than Q3 2023 level; CEO cites need to accelerate capital build-up and strengthen balance sheet.","Peoples Bank remains well-capitalized; Board will review dividend policy periodically.","Bank operates under FDIC/DFI consent order that restricts dividends without prior regulatory approval."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-035315","json":"https://secwatch.observer/filing/0001437749-23-035315.json","markdown":"https://secwatch.observer/filing/0001437749-23-035315.md","text":"https://secwatch.observer/filing/0001437749-23-035315.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/919864/000143774923035315/0001437749-23-035315-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/919864/000143774923035315/fnwd20231226_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T07:41:21.143823+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}