{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-001794","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2024-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.147439+00:00","generated_at":"2026-06-06T20:43:24.015937+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"MainStreet Bancshares reports $26.6M net income for 2023; EPS $3.25","bullets":["Full-year 2023 net income $26.6M; diluted EPS $3.35 (GAAP $3.25).","ROAE 12.66%, ROAA 1.38%, net interest margin (tax-equiv) 4.08%.","Core deposits rose to 74% in Q4 from 68% in Q3; wholesale deposits fell to 24%.","Net loans up 8% YoY to $1.73B; tangible book value per share $23.86.","Earnings call cancelled due to temporary illness; investor meetings arranged via email."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-001794","json":"https://secwatch.observer/filing/0001437749-24-001794.json","markdown":"https://secwatch.observer/filing/0001437749-24-001794.md","text":"https://secwatch.observer/filing/0001437749-24-001794.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924001794/0001437749-24-001794-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924001794/main20231115_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:43:24.015937+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0290a94d16f1ec371a55fe6e737217934af95e51","claim":"MainStreet Bancshares, Inc. reported the year ended December 31, 2023, and fourth quarter ended December 31, 2023 results: net income $26.6 million, EPS $3.25.","evidence_excerpt":"MainStreet Bancshares, Inc. (the “Company”) issued a press release setting forth the Company’s fourth quarter and year-to-date ended December 31, 2023, unaudited financial results.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924001794/0001437749-24-001794-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023, and fourth quarter ended December 31, 2023"},{"label":"Net income","value":"$26.6 million"},{"label":"EPS","value":"$3.25"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}