---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-001892"
form_type: "8-K"
ticker: "RBB"
cik: "0001499422"
company_name: "RBB Bancorp"
filed_at: "2024-01-23T23:59:59+00:00"
generated_at: "2026-06-06T19:58:20.050324+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# RBB Bancorp Q4 net income $12.1M ($0.64 EPS); FY2023 net income $42.5M

## Summary
- Q4 diluted EPS $0.64 vs $0.45 in Q3; net interest margin narrowed to 2.73% from 2.87%.
- FY2023 net income $42.5M ($2.24 EPS) vs $64.3M ($3.33 EPS) in 2022; revenue not explicitly stated.
- Recognized $5.0M CDFI Equitable Recovery Program award during Q4.
- Redeemed $55M of 6.18% subordinated notes at par on Dec 1; repurchased 396,374 shares for $6.7M.
- SEC concluded inquiry without enforcement action; Bank believes it addressed FDIC/DFPI Consent Order deficiencies as of Dec 31, 2023.

## SEC filing metadata
- accession: 0001437749-24-001892
- form_type: 8-K
- ticker: RBB
- cik: 0001499422
- company_name: RBB Bancorp
- filed_at: 2024-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1499422/000143774924001892/0001437749-24-001892-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1499422/000143774924001892/rbb20231128_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-001892
- JSON: https://secwatch.observer/filing/0001437749-24-001892.json
- Plain text: https://secwatch.observer/filing/0001437749-24-001892.txt

## Key facts
- Earnings Releases
  RBB Bancorp reported the quarter and fiscal year ended December 31, 2023 results: net income Net income increased to $12.1 million, or $0.64 diluted earnings per share, EPS $0.64 diluted earnings per share.
  - Period: the quarter and fiscal year ended December 31, 2023
  - Net income: Net income increased to $12.1 million, or $0.64 diluted earnings per share
  - EPS: $0.64 diluted earnings per share
  - Result: reported results
  source text: On January 22, 2024, RBB Bancorp (the “Company”) issued a press release setting forth the financial results for the quarter and fiscal year ended December 31, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1499422/000143774924001892/0001437749-24-001892-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.