{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-001949","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.847380+00:00","generated_at":"2026-06-06T20:03:50.042283+00:00","sec_items":["2.02","7.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Business First Bancshares reports FY2023 net income $65.6M ($2.59 EPS); Q4 net income $14.5M; $0.14 dividend","bullets":["FY2023 net income available to common shareholders $65.6M, diluted EPS $2.59, up $12.7M from prior year.","Q4 2023 net income $14.5M ($0.57 diluted EPS), down $4.6M from Q3; core net income $16.8M ($0.66 EPS).","Board declares $0.14 quarterly common dividend, payable Feb 28 to holders of record Feb 15; also preferred dividend $18.75/share.","Executed $71.5M security repositioning, selling low-yield 1.98% bonds, reinvesting at 5.17%, incurring $2.5M loss with 1.1-year earnback.","Loans held for investment increased $72.5M (5.85% annualized) in Q4; nonperforming loans stable at 0.34%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-001949","json":"https://secwatch.observer/filing/0001437749-24-001949.json","markdown":"https://secwatch.observer/filing/0001437749-24-001949.md","text":"https://secwatch.observer/filing/0001437749-24-001949.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000143774924001949/0001437749-24-001949-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000143774924001949/bfbi20240122_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:03:50.042283+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"543002fdb68c7286b81ee9e34d9dac333472d056","claim":"Business First Bancshares, Inc. reported the quarter ended December 31, 2023 results: net income $14.5 million, EPS $0.57 per diluted common share.","evidence_excerpt":"For the quarter ended December 31, 2023, Business First reported net income available to common shareholders of $14.5 million, or $0.57 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1624322/000143774924001949/0001437749-24-001949-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Net income","value":"$14.5 million"},{"label":"EPS","value":"$0.57 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e5f9612a63ae9df31634c73336587573cedce9cd","claim":"Business First Bancshares, Inc. reported the year ended December 31, 2023 results: net income $65.6 million, EPS $2.59 per diluted common share.","evidence_excerpt":"Business First Bancshares, Inc. (NASDAQ: BFST) (Business First), parent company of b1BANK, today announced its unaudited results for the year ended December 31, 2023, including net income available to common shareholders of $65.6 million or $2.59 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1624322/000143774924001949/0001437749-24-001949-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"$65.6 million"},{"label":"EPS","value":"$2.59 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}