{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-002074","form_type":"8-K","ticker":"FSBW","cik":"0001530249","company_name":"FS Bancorp, Inc.","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.513209+00:00","generated_at":"2026-06-06T19:14:49.161133+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FS Bancorp FY2023 net income $36.1M ($4.56 EPS); Q4 dividend raised 4% to $0.26","bullets":["FY2023 net income $36.1M, $4.56 diluted EPS vs. $29.6M, $3.70 EPS in 2022.","Q4 net income $9.8M, $1.23 diluted EPS vs. $7.6M, $0.97 EPS in Q4 2022.","Quarterly dividend increased $0.01 to $0.26/share (+4%), payable Feb 22, 2024 to holders of record Feb 8.","Nonperforming loans rose $5.3M to $11.0M, mainly from one $4.7M construction loan.","Negotiating to sell MSRs on $1.30B of Fannie/Freddie loans; sale expected to close in Q1 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-002074","json":"https://secwatch.observer/filing/0001437749-24-002074.json","markdown":"https://secwatch.observer/filing/0001437749-24-002074.md","text":"https://secwatch.observer/filing/0001437749-24-002074.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1530249/000143774924002074/0001437749-24-002074-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1530249/000143774924002074/fsbw20231031_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:14:49.161133+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9d5f1fa2a102f7730e2e67724a29c373dc202836","claim":"FS Bancorp, Inc. reported the quarter ended December 31, 2023 results: net income $9.8 million, EPS $1.23 per diluted share.","evidence_excerpt":"Fourth quarter net income was $9.8 million, or $1.23 per diluted share, compared to $7.6 million, or $0.97 per diluted share, for the comparable quarter one year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1530249/000143774924002074/0001437749-24-002074-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Net income","value":"$9.8 million"},{"label":"EPS","value":"$1.23 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"aa8dd049c606a4461761e9458d8f927ce5b06b3d","claim":"FS Bancorp, Inc. reported 2023 results: net income $36.1 million, EPS $4.56 per diluted share.","evidence_excerpt":"today reported 2023 net income of $36.1 million, or $4.56 per diluted share, compared to $29.6 million, or $3.70 per diluted share for 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1530249/000143774924002074/0001437749-24-002074-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"2023"},{"label":"Net income","value":"$36.1 million"},{"label":"EPS","value":"$4.56 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}