{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-002117","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.724935+00:00","generated_at":"2026-06-06T18:44:52.934463+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ConnectOne Q4 2023 EPS $0.46, down 42% YoY; net income $17.8M vs $31M","bullets":["Diluted EPS $0.46 (Q4 2023) vs $0.79 (Q4 2022); net income $17.8M vs $31.0M.","Net interest margin contracted 77 bps to 2.71% YoY; total deposits up $180M to $7.536B.","Declared $0.17 common cash dividend payable March 1, 2024, record date Feb 15.","Nonperforming assets at 0.53% of total assets; provision for credit losses $2.7M.","Tangible book value per share $23.14, up from $21.71 YoY; repurchased 102K shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-002117","json":"https://secwatch.observer/filing/0001437749-24-002117.json","markdown":"https://secwatch.observer/filing/0001437749-24-002117.md","text":"https://secwatch.observer/filing/0001437749-24-002117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774924002117/0001437749-24-002117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774924002117/cnob20231113c_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:44:52.934463+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"40597984da9957d84d0ced894095be850a816258","claim":"ConnectOne Bancorp, Inc. reported fourth quarter of 2023 results: net income $17.8 million, EPS $0.46.","evidence_excerpt":"ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $17.8 million for the fourth quarter of 2023 compared with $19.9 million for the third quarter of 2023 and $31.0 million for the fourth quarter of 2022. Diluted earnings per share were $0.46 for the fourth quarter of 2023 compared with $0.51 for the third quarter of 2023 and $0.79 for the fourth quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712771/000143774924002117/0001437749-24-002117-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2023"},{"label":"Net income","value":"$17.8 million"},{"label":"EPS","value":"$0.46"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"542052cdae60c5e0272fc46933a2a68f5d5549ff","claim":"ConnectOne Bancorp, Inc. reported full-year 2023 results: net income $81.0 million, EPS $2.07.","evidence_excerpt":"Full-year 2023 net income available to common stockholders was $81.0 million, compared to $119.2 million for 2022. Diluted earnings per share for the full-year 2023 was $2.07, compared with $3.01 for 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712771/000143774924002117/0001437749-24-002117-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full-year 2023"},{"label":"Net income","value":"$81.0 million"},{"label":"EPS","value":"$2.07"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}