{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-002534","form_type":"8-K","ticker":"ATLCP","cik":"0001464343","company_name":"Atlanticus Holdings Corp","filed_at":"2024-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.247087+00:00","generated_at":"2026-06-06T14:53:18.771217+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Atlanticus issues $50M of 9.25% Senior Notes due 2029; net proceeds for redemption and corporate use","bullets":["Issued $50M of 9.25% Senior Notes due 2029; underwriters have 30-day option for up to $7.5M more.","Net proceeds ~$48.3M; used to redeem subsidiary Class B preferred units and for general corporate purposes.","Notes approved for listing on Nasdaq under symbol ATLCZ; trading starts Jan 31, 2024.","Egan-Jones Ratings assigned an 'A' rating to the offering.","Book-running managers: B. Riley, Janney, Ladenburg, William Blair, BTIG."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-002534","json":"https://secwatch.observer/filing/0001437749-24-002534.json","markdown":"https://secwatch.observer/filing/0001437749-24-002534.md","text":"https://secwatch.observer/filing/0001437749-24-002534.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1464343/000143774924002534/0001437749-24-002534-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1464343/000143774924002534/atlc20240129_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T14:53:18.771217+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d29e143692240795456404ea0c3351e4509ac7c9","claim":"Atlanticus Holdings Corp incurred senior notes of $50,000,000 aggregate principal amount with U.S. Bank Trust Company, National Association at 9.25% per annum maturing January 31, 2029.","evidence_excerpt":"with B. Riley Securities, Inc., as representative of the several underwriters named therein (the “Underwriters”), providing for the issuance and sale (the “Offering”) of $50,000,000 aggregate principal amount of the Company’s 9.25% Senior Notes due 2029 (the “Firm Notes”) plus up to an additional $7,500,000 aggregate principal amount of 9.25% Senior Notes due","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1464343/000143774924002534/0001437749-24-002534-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$50,000,000 aggregate principal amount"},{"label":"Counterparty","value":"U.S. Bank Trust Company, National Association"},{"label":"Rate","value":"9.25% per annum"},{"label":"Maturity","value":"January 31, 2029"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"050fc5b3f6df64781a9538c3a6cc5f3721bca05e","claim":"Atlanticus Holdings Corp entered into Third Supplemental Indenture with U.S. Bank Trust Company, National Association, as trustee (effective 2024-01-30).","evidence_excerpt":"On January 30, 2024, the Company entered into a third supplemental indenture (the “Third Supplemental Indenture”) to its indenture dated as of November 22, 2021 (the “Base Indenture”; as previously supplemented and as further supplemented by the Third Supplemental Indenture, the “Indenture”) between the Company and U.S. Bank Trust Company, National Association (successor to U.S. Bank National Association), as trustee (the “Trustee”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1464343/000143774924002534/0001437749-24-002534-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"notes offering"},{"label":"Counterparty","value":"U.S. Bank Trust Company, National Association, as trustee"},{"label":"Effective","value":"2024-01-30"}],"fact_type":"material_agreement"},{"claim_id":"8e02967d66ffccdc92455150d8acb2b1fe89d78e","claim":"Atlanticus Holdings Corp entered into Underwriting Agreement with B. Riley Securities, Inc., as representative of the several underwriters named therein valued at $50,000,000 aggregate principal amount of the Company’s 9.25% Senior Notes due 2029 (effective 2024-01-25).","evidence_excerpt":"On January 25, 2024, Atlanticus Holdings Corporation (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with B. Riley Securities, Inc., as representative of the several underwriters named therein (the “Underwriters”), providing for the issuance and sale (the “Offering”) of $50,000,000 aggregate principal amount of the Company’s 9.25% Senior Notes due 2029","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1464343/000143774924002534/0001437749-24-002534-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"underwriting"},{"label":"Counterparty","value":"B. Riley Securities, Inc., as representative of the several underwriters named therein"},{"label":"Value","value":"$50,000,000 aggregate principal amount of the Company’s 9.25% Senior Notes due 2029"},{"label":"Effective","value":"2024-01-25"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}