---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-002991"
form_type: "8-K"
ticker: "ATLCP"
cik: "0001464343"
company_name: "Atlanticus Holdings Corp"
filed_at: "2024-02-02T23:59:59+00:00"
generated_at: "2026-06-06T09:52:39.302394+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Atlanticus enters Second Supplemental Indenture for 6.125% Senior Notes due 2026

## Summary
- Second Supplemental Indenture dated Jan 30, 2024 governs 6.125% Senior Notes due Nov 30, 2026.
- Notes rank equally with existing and future senior unsecured debt; effectively subordinated to secured debt.
- No issuance of Notes has occurred; the indenture merely establishes terms for potential future sales.
- Notes are part of an at-the-market offering program for up to $100M of Preferred Stock and Notes.
- Interest payable quarterly on Feb 1, May 1, Aug 1, Nov 1.

## SEC filing metadata
- accession: 0001437749-24-002991
- form_type: 8-K
- ticker: ATLCP
- cik: 0001464343
- company_name: Atlanticus Holdings Corp
- filed_at: 2024-02-02T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1464343/000143774924002991/0001437749-24-002991-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1464343/000143774924002991/atlc20240201_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-002991
- JSON: https://secwatch.observer/filing/0001437749-24-002991.json
- Plain text: https://secwatch.observer/filing/0001437749-24-002991.txt

## Key facts
- Material Agreements
  Atlanticus Holdings Corp entered into Second Supplemental Indenture with U.S. Bank Trust Company, National Association (effective 2024-01-30).
  - Action: entry
  - Agreement: notes offering
  - Counterparty: U.S. Bank Trust Company, National Association
  - Effective: 2024-01-30
  source text: On January 30, 2024, the Company entered into a second supplemental indenture (the “Second Supplemental Indenture”) to its indenture dated as of November 22, 2021 (the “Base Indenture”; as previously supplemented and as further supplemented by the Second Supplemental Indenture, the “Indenture”) between the Company and U.S. Bank Trust Company, National Association (successor to U.S. Bank National Association), as trustee (the “Trustee”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1464343/000143774924002991/0001437749-24-002991-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.