{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-009584","form_type":"8-K","ticker":"USIO","cik":"0001088034","company_name":"Usio, Inc.","filed_at":"2024-03-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.331709+00:00","generated_at":"2026-06-04T06:57:19.585630+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Usio reports record FY2023 revenue of $82.6M (+19% YoY); guides FY2024 revenue growth 10-12%","bullets":["Full year 2023 revenue $82.6M (+19% YoY, 7th consecutive record); Adj. EBITDA $2.4M.","Q4 revenue $19.4M (+4% YoY); net income $0.03M vs loss of $0.15M in Q4 2022.","Prepaid revenues up 105% in FY2023; card load volumes exceeded $100M in Q3 and Q4.","FY2024 guidance: revenue growth 10-12%, Adj. EBITDA $4-4.5M, EPS $0.05-0.07.","Ended FY2023 with $7.2M cash, no significant debt; repurchased $0.6M in shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-009584","json":"https://secwatch.observer/filing/0001437749-24-009584.json","markdown":"https://secwatch.observer/filing/0001437749-24-009584.md","text":"https://secwatch.observer/filing/0001437749-24-009584.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1088034/000143774924009584/0001437749-24-009584-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1088034/000143774924009584/usio20231129_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T06:57:19.585630+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3d13f7d28b522a32b5e4c70c561b97bce7c695a7","claim":"Usio, Inc. reported the fourth quarter and year 2023, which ended December 31, 2023 results: revenue $ 82.6 million. Guidance reaffirmed.","evidence_excerpt":"31, 2023 . Louis Hoch, Chairman and Chief Executive Officer of Usio, said, “For the seventh consecutive year, Usio achieved record revenues, with full year 2023 revenues of $ 82.6 million, up 19% . In addition, Adjusted EBITDA 1 totaled $2.4 million for the year. Both of these results met the fiscal 2023 Guidance established at the outset of 2023, illustrating","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1088034/000143774924009584/0001437749-24-009584-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and year 2023, which ended December 31, 2023"},{"label":"Revenue","value":"$ 82.6 million"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}