{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-012479","form_type":"8-K","ticker":null,"cik":"0000921183","company_name":"HMN FINANCIAL INC","filed_at":"2024-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.456511+00:00","generated_at":"2026-06-03T17:49:55.157679+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"HMN Financial Q1 net income $1.3M ($0.30/share) down 19% YoY; net interest margin shrinks to 2.63%","bullets":["Net income $1.3M, diluted EPS $0.30, down from $1.6M ($0.37) in Q1 2023.","Net interest income fell $0.8M to $7.3M; net interest margin dropped 46 bps to 2.63%.","Provision for credit losses negative $0.2M, down from year ago due to lower general reserves.","Non-performing assets declined to $2.8M from $3.8M at year-end 2023.","Book value per share $24.39, up from $22.35 a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-012479","json":"https://secwatch.observer/filing/0001437749-24-012479.json","markdown":"https://secwatch.observer/filing/0001437749-24-012479.md","text":"https://secwatch.observer/filing/0001437749-24-012479.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/921183/000143774924012479/0001437749-24-012479-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/921183/000143774924012479/hmnf20240417_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T17:49:55.157679+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"df37c19dbc17c3683aa691edbe8469d80af53d20","claim":"HMN FINANCIAL INC reported quarter ended March 31, 2024 results: revenue $7.3 million, net income $1.3 million, EPS $0.30.","evidence_excerpt":"First Quarter Summary ● Net income of $1.3 million, down $0.3 million, from $1.6 million for first quarter of 2023 ● Diluted earnings per share of $0.30, down $0.07, from $0.37 for first quarter of 2023 ● Net interest income of $7.3 million, down $0.8 million, from $8.1 million for first quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/921183/000143774924012479/0001437749-24-012479-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2024"},{"label":"Revenue","value":"$7.3 million"},{"label":"Net income","value":"$1.3 million"},{"label":"EPS","value":"$0.30"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}