{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-012638","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2024-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:19.637908+00:00","generated_at":"2026-06-03T14:07:44.417965+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"MainStreet Bancshares Q1 2024 net income $2.77M; NIM 3.24%","bullets":["Net income of $2.77 million for Q1 2024, with net interest margin compressed to 3.24%.","Deposit costs increased during the quarter, pressuring margin; management targets improved funding costs.","Asset quality strong with low past-due and non-performing loans; no adverse portfolio trends.","CEO highlights Avenu embedded banking solution as a compliant, bank-owned fintech platform."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-012638","json":"https://secwatch.observer/filing/0001437749-24-012638.json","markdown":"https://secwatch.observer/filing/0001437749-24-012638.md","text":"https://secwatch.observer/filing/0001437749-24-012638.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924012638/0001437749-24-012638-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924012638/main20240308_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T14:07:44.417965+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"233ed280dabdb4137fb841088750dbd8e8a60fb1","claim":"MainStreet Bancshares, Inc. reported first quarter of 2024 results: net income net income of $2.77 million.","evidence_excerpt":"MainStreet Bancshares, Inc. (Nasdaq: MNSB & MNSBP), the holding company for MainStreet Bank, reported net income of $2.77 million for the first quarter of 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924012638/0001437749-24-012638-index.htm","confidence":0.7,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"net income of $2.77 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}