---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-012950"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2024-04-24T23:59:59+00:00"
generated_at: "2026-06-03T09:18:41.727235+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp Q1 2024 net income down 27% YoY to $5.1M; EPS $0.88

## Summary
- Net income $5.1M ($0.88 diluted EPS) vs $7.0M ($1.24) in Q1 2023, a $1.9M decline.
- Net interest income fell 12% to $14.9M from $17.0M due to $5.4M higher interest expense.
- Non-interest expenses rose 6% to $13.7M; non-interest income up 2% to $4.6M.
- Loans grew $11M in Q1; total assets down $34M to $2.5B; deposits up $58M.
- Non-performing assets $3.8M (0.15% of assets); tangible book value $29.80 per share.

## SEC filing metadata
- accession: 0001437749-24-012950
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2024-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774924012950/0001437749-24-012950-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774924012950/fdbc20240319_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-012950
- JSON: https://secwatch.observer/filing/0001437749-24-012950.json
- Plain text: https://secwatch.observer/filing/0001437749-24-012950.txt

## Key facts
- Earnings Releases
  FIDELITY D & D BANCORP INC reported the three-month period ended March 31, 2024 results: net income $5.1 million, EPS $0.88 diluted earnings per share.
  - Period: the three-month period ended March 31, 2024
  - Net income: $5.1 million
  - EPS: $0.88 diluted earnings per share
  - Result: reported results
  source text: Net income for the quarter ended March 31, 2024 was $5.1 million, or $0.88 diluted earnings per share, compared to $7.0 million, or $1.24 diluted earnings per share, for the quarter ended March 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1098151/000143774924012950/0001437749-24-012950-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.