{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-013013","form_type":"8-K","ticker":"FNWD","cik":"0000919864","company_name":"Finward Bancorp","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.448234+00:00","generated_at":"2026-06-03T11:01:39.477283+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Finward Bancorp Q1 net income $9.3M ($2.17 EPS); $11.8M pre-tax gain from sale-leaseback","bullets":["Net income available to common $9.3M, $2.17 diluted EPS vs $2.2M, $0.51 prior year.","Pre-tax non-interest income gain of ~$11.8M from sale-leaseback of five branches for $17.2M.","Net interest margin 2.42% (quarter) vs 3.07% a year ago; deposits down 3.6% to $1.7B.","Tangible book value $29.30/share, up from $28.31; Tier 1 capital ratio improved to 8.24%.","Non-performing loans $11.8M, 0.78% of loans; allowance coverage ratio 159.1%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-013013","json":"https://secwatch.observer/filing/0001437749-24-013013.json","markdown":"https://secwatch.observer/filing/0001437749-24-013013.md","text":"https://secwatch.observer/filing/0001437749-24-013013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/919864/000143774924013013/0001437749-24-013013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/919864/000143774924013013/fnwd20240418_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T11:01:39.477283+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c1468a166e324a1dfc5b9d73ccc73f7df0a49a44","claim":"Finward Bancorp reported for the quarter ended March 31, 2024 results: net income $9.3 million, EPS $2.17 per diluted share.","evidence_excerpt":"Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was $9.3 million, or $2.17 per diluted share, for the quarter ended March 31, 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/919864/000143774924013013/0001437749-24-013013-index.htm","confidence":0.97,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter ended March 31, 2024"},{"label":"Net income","value":"$9.3 million"},{"label":"EPS","value":"$2.17 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}