{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-013035","form_type":"8-K","ticker":"FSBW","cik":"0001530249","company_name":"FS Bancorp, Inc.","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.858982+00:00","generated_at":"2026-06-03T09:34:31.044636+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"FS Bancorp Q1 net income $8.4M ($1.06 EPS); NIM 4.26%; declares $0.26 dividend","bullets":["Net income $8.4M vs $8.2M year ago; diluted EPS $1.06 vs $1.04.","NIM 4.26%, up from 4.24% prior quarter, down from 4.70% year ago.","Sold $1.29B MSRs for $8.2M pre-tax gain; sold $52M securities for $8.0M pre-tax loss.","Loans net $2.42B (+0.6% QoQ); deposits $2.47B (-2.3% QoQ).","Board declared forty-fifth consecutive quarterly dividend of $0.26/share, payable May 23."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-013035","json":"https://secwatch.observer/filing/0001437749-24-013035.json","markdown":"https://secwatch.observer/filing/0001437749-24-013035.md","text":"https://secwatch.observer/filing/0001437749-24-013035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1530249/000143774924013035/0001437749-24-013035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1530249/000143774924013035/fsbw20240122_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T09:34:31.044636+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a2f8aca469c5bc433bfad2a52f5776473a42e658","claim":"FS Bancorp, Inc. reported for the quarter ended March 31, 2024 results: net income $8.4 million, EPS $1.06 per diluted share.","evidence_excerpt":"FS Bancorp, Inc. Reports First Quarter Net Income of $8.4 Million or $1.06 Per Diluted Share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1530249/000143774924013035/0001437749-24-013035-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter ended March 31, 2024"},{"label":"Net income","value":"$8.4 million"},{"label":"EPS","value":"$1.06 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}