{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-013177","form_type":"8-K","ticker":null,"cik":"0000811808","company_name":"SUMMIT FINANCIAL GROUP, INC.","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.043882+00:00","generated_at":"2026-06-03T08:53:11.635598+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Summit Financial Q1 EPS $1.14 up from $1.08 YoY; merger closing May 3","bullets":["Diluted EPS $1.14 vs $1.11 Q4'23 and $1.08 Q1'23; net income $16.8M.","Net interest margin 3.75% vs 3.76% linked quarter; loans up 0.4% from year-end.","No provision for credit losses; NPAs rose to $25.1M (0.54% of assets) from $16.2M.","Tangible book value per share rose $1.02 to $24.91.","All regulatory approvals received for Burke & Herbert merger; expected close May 3, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-013177","json":"https://secwatch.observer/filing/0001437749-24-013177.json","markdown":"https://secwatch.observer/filing/0001437749-24-013177.md","text":"https://secwatch.observer/filing/0001437749-24-013177.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/811808/000143774924013177/0001437749-24-013177-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/811808/000143774924013177/smmf20240417_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T08:53:11.635598+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ca900417a048cccb29fd25d9087c5a03a1e6968f","claim":"SUMMIT FINANCIAL GROUP, INC. reported first quarter of 2024 results: revenue $39.9 million, net income $16.8 million, EPS $1.14 per diluted share.","evidence_excerpt":"efficiency ratio was 48.29 percent compared to 47.33 percent in the linked quarter, indicating optimized use of resources. Results from Operations Net interest income totaled $39.9 million in the first quarter of 2024, an increase of 16.8 percent from the prior-year first quarter, and a decrease of 2.1 percent from the linked quarter. NIM for the first quarter 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/811808/000143774924013177/0001437749-24-013177-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Revenue","value":"$39.9 million"},{"label":"Net income","value":"$16.8 million"},{"label":"EPS","value":"$1.14 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}