---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-014252"
form_type: "8-K"
ticker: "WRLD"
cik: "0000108385"
company_name: "WORLD ACCEPTANCE CORP"
filed_at: "2024-05-02T23:59:59+00:00"
generated_at: "2026-06-02T23:52:40.861734+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# World Acceptance Q4 net income $35.1M ($6.09 diluted); FY net income $77.3M vs $21.2M

## Summary
- Net income Q4 $35.1M ($6.09 diluted EPS) vs $24.6M ($4.20) a year ago; FY net income $77.3M ($13.19) vs $21.2M ($3.60).
- Total revenues Q4 $159.3M (-1% YoY); FY revenues $573.2M (-7% YoY) reflecting lower loan balances.
- Provision for credit losses fell to $29.3M from $45.4M; net charge-offs dropped to $47.4M from $64.4M.
- Gross loans outstanding $1.28B (-8.1% YoY); recency delinquency 90+ days improved to 3.1% from 3.5%.
- Repurchased 146,436 shares for $19M in Q4; debt-to-equity improved to 1.2:1 from 1.6:1.

## SEC filing metadata
- accession: 0001437749-24-014252
- form_type: 8-K
- ticker: WRLD
- cik: 0000108385
- company_name: WORLD ACCEPTANCE CORP
- filed_at: 2024-05-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/108385/000143774924014252/0001437749-24-014252-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/108385/000143774924014252/wrld20240501_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-014252
- JSON: https://secwatch.observer/filing/0001437749-24-014252.json
- Plain text: https://secwatch.observer/filing/0001437749-24-014252.txt

## Key facts
- Earnings Releases
  WORLD ACCEPTANCE CORP reported financial results for fourth quarter of fiscal 2024 and twelve months ended March 31, 2024.
  - Period: fourth quarter of fiscal 2024 and twelve months ended March 31, 2024
  - Result: reported results
  source text: World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its fourth quarter of fiscal 2024 and twelve months ended March 31, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/108385/000143774924014252/0001437749-24-014252-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.