{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-017057","form_type":"8-K","ticker":"USIO","cik":"0001088034","company_name":"Usio, Inc.","filed_at":"2024-05-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.233352+00:00","generated_at":"2026-06-01T22:34:11.256393+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Usio Q1 revenue $20.3M down 5% YoY; net loss $0.3M; reiterates FY revenue growth 10-12%","bullets":["Total payment dollars processed $1.5B, up 19% YoY; ACH revenue up 16%, Credit card revenue up 3% with record volumes.","Net loss of $0.3M ($0.01 per share) vs net income $0.015M a year ago; Adjusted EBITDA $0.1M vs $1.0M.","Cash $7.1M; generated $0.7M interest income in Q1; reduced accounts payable by $1.2M.","Reaffirms FY 2024 guidance of 10-12% revenue growth; entered contract with potential $20M annual recurring revenue."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-017057","json":"https://secwatch.observer/filing/0001437749-24-017057.json","markdown":"https://secwatch.observer/filing/0001437749-24-017057.md","text":"https://secwatch.observer/filing/0001437749-24-017057.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1088034/000143774924017057/0001437749-24-017057-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1088034/000143774924017057/usio20240319_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T22:34:11.256393+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1eaeb1e19ecef74be01db6b174ac33848dcb5426","claim":"Usio, Inc. updated its first quarter ended March 31, 2024 guidance (reaffirmed).","evidence_excerpt":"On May 15, 2024, Usio, Inc. issued a press release announcing financial results for its quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1088034/000143774924017057/0001437749-24-017057-index.htm","confidence":0.55,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2024"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}