{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-022871","form_type":"8-K","ticker":"PLBC","cik":"0001168455","company_name":"PLUMAS BANCORP","filed_at":"2024-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.322592+00:00","generated_at":"2026-05-31T20:09:13.552614+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Plumas Bancorp Q2 net income $6.8M ($1.15 EPS); net interest margin expands 20bps to 4.89%","bullets":["Q2 net income $6.8M ($1.15 diluted EPS) vs $6.7M ($1.14) a year ago; ROA 1.67%, ROE 17.1%.","Gross loans rose 7% to $997M; deposits fell $91M to $1.3B; 51% non-interest-bearing.","Net interest margin improved 20bps to 4.89%; loan yield up 48bps to 6.32%.","Nonperforming assets declined to $9.1M (0.56% of assets); allowance 1.41% of loans.","BTFP borrowings $105M at 4.85% maturing Jan 2025; no FHLB or correspondent borrowings."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-022871","json":"https://secwatch.observer/filing/0001437749-24-022871.json","markdown":"https://secwatch.observer/filing/0001437749-24-022871.md","text":"https://secwatch.observer/filing/0001437749-24-022871.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1168455/000143774924022871/0001437749-24-022871-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1168455/000143774924022871/plbc20240715_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:09:13.552614+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}