---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-022871"
form_type: "8-K"
ticker: "PLBC"
cik: "0001168455"
company_name: "PLUMAS BANCORP"
filed_at: "2024-07-17T23:59:59+00:00"
generated_at: "2026-05-31T20:09:13.552614+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Plumas Bancorp Q2 net income $6.8M ($1.15 EPS); net interest margin expands 20bps to 4.89%

## Summary
- Q2 net income $6.8M ($1.15 diluted EPS) vs $6.7M ($1.14) a year ago; ROA 1.67%, ROE 17.1%.
- Gross loans rose 7% to $997M; deposits fell $91M to $1.3B; 51% non-interest-bearing.
- Net interest margin improved 20bps to 4.89%; loan yield up 48bps to 6.32%.
- Nonperforming assets declined to $9.1M (0.56% of assets); allowance 1.41% of loans.
- BTFP borrowings $105M at 4.85% maturing Jan 2025; no FHLB or correspondent borrowings.

## SEC filing metadata
- accession: 0001437749-24-022871
- form_type: 8-K
- ticker: PLBC
- cik: 0001168455
- company_name: PLUMAS BANCORP
- filed_at: 2024-07-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1168455/000143774924022871/0001437749-24-022871-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1168455/000143774924022871/plbc20240715_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-022871
- JSON: https://secwatch.observer/filing/0001437749-24-022871.json
- Plain text: https://secwatch.observer/filing/0001437749-24-022871.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.