{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-023190","form_type":"8-K","ticker":"CATY","cik":"0000861842","company_name":"CATHAY GENERAL BANCORP","filed_at":"2024-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.065344+00:00","generated_at":"2026-05-31T18:49:35.031023+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Cathay General Bancorp Q2 net income $66.8M, EPS $0.92, down from Q1 and Q2 2023","bullets":["Net income $66.8M ($0.92 diluted EPS) vs $71.4M ($0.98) in Q1 and $93.2M ($1.28) in Q2 2023.","Net interest margin narrowed to 3.01% from 3.05% Q1; provision for credit losses surged to $6.6M from $1.9M.","Non-accrual loans rose to $107.3M (up 9.4% from $98.1M); allowance for loan losses 0.79% of gross loans.","Announced $125M stock buyback program; repurchased 0.7M shares at $36.41 avg in Q2.","Total loans decreased 0.4% to $19.36B; deposits down 0.4% to $19.77B."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-023190","json":"https://secwatch.observer/filing/0001437749-24-023190.json","markdown":"https://secwatch.observer/filing/0001437749-24-023190.md","text":"https://secwatch.observer/filing/0001437749-24-023190.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/861842/000143774924023190/0001437749-24-023190-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/861842/000143774924023190/caty20240720_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:49:35.031023+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}