---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-023212"
form_type: "8-K"
ticker: "RBB"
cik: "0001499422"
company_name: "RBB Bancorp"
filed_at: "2024-07-22T23:59:59+00:00"
generated_at: "2026-05-31T18:30:22.532945+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# RBB Bancorp Q2 net income $7.2M ($0.39 EPS); NIM slips to 2.67%, NPAs rise to $54.6M

## Summary
- Net income $7.2M ($0.39 diluted EPS) down from $8.0M ($0.43) in Q1 2024; net interest income $24.0M vs $24.9M.
- Net interest margin 2.67% (down 2 bps QoQ); cost of funds flat at 3.59%.
- Nonperforming assets surged to $54.6M (1.41% assets) from $37.0M (0.95%), driven by three loans totaling $22M.
- Repurchased 448,190 shares for $8.1M; book value per share rose to $28.12 from $27.67.
- Declared $0.16 per share cash dividend, payable Aug 12 to holders of record July 31, unchanged from prior quarter.

## SEC filing metadata
- accession: 0001437749-24-023212
- form_type: 8-K
- ticker: RBB
- cik: 0001499422
- company_name: RBB Bancorp
- filed_at: 2024-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1499422/000143774924023212/0001437749-24-023212-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1499422/000143774924023212/rbb20240523_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-023212
- JSON: https://secwatch.observer/filing/0001437749-24-023212.json
- Plain text: https://secwatch.observer/filing/0001437749-24-023212.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.