---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-023310"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2024-07-24T23:59:59+00:00"
generated_at: "2026-05-31T16:47:01.972227+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp Q2 2024 net income $4.9M, down 9% from prior year

## Summary
- Net income for Q2 2024 was $4.9 million, or $0.86 diluted EPS, compared to $5.4 million, or $0.94 diluted EPS, a year ago.
- Net interest income fell to $15.1 million from $15.5 million, driven by higher deposit costs and an inverted yield curve.
- Non-performing assets rose to $6.9 million (0.28% of assets) from $3.3 million at year-end 2023.
- Tier 1 capital ratio was 9.30% and total risk-based capital 14.69%, both above well-capitalized thresholds.
- Tangible book value per share improved to $30.52 from $29.57 at December 31, 2023.

## SEC filing metadata
- accession: 0001437749-24-023310
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2024-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774924023310/0001437749-24-023310-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774924023310/fdbc20240612_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-023310
- JSON: https://secwatch.observer/filing/0001437749-24-023310.json
- Plain text: https://secwatch.observer/filing/0001437749-24-023310.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.