---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-023414"
form_type: "8-K"
ticker: "CNOB"
cik: "0000712771"
company_name: "ConnectOne Bancorp, Inc."
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:29:08.574366+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# ConnectOne Q2 2024 EPS $0.46; NIM widens 8 bps; deposit balances up

## Summary
- Net income available to common $17.5M ($0.46 diluted EPS) vs $15.7M ($0.41) in Q1 and $19.9M ($0.51) a year ago.
- Net interest margin widened 8 bps to 2.72% from 2.64% QoQ; PPNR/avg assets improved to 1.17% from 1.10%.
- Provision for credit losses fell to $2.5M from $4.0M in Q1; nonperforming assets declined to $46.0M (0.47% of assets) from $52.5M.
- Client deposit balances grew ~7% annualized; total deposits $7.576B vs $7.536B at 2023 year-end.
- Declared $0.18 common dividend and $0.328125 preferred dividend, payable Sept 3 to holders of record Aug 15.

## SEC filing metadata
- accession: 0001437749-24-023414
- form_type: 8-K
- ticker: CNOB
- cik: 0000712771
- company_name: ConnectOne Bancorp, Inc.
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/712771/000143774924023414/0001437749-24-023414-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/712771/000143774924023414/cnob20240520_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-023414
- JSON: https://secwatch.observer/filing/0001437749-24-023414.json
- Plain text: https://secwatch.observer/filing/0001437749-24-023414.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.