{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-023448","form_type":"8-K","ticker":"FNWB","cik":"0001556727","company_name":"First Northwest Bancorp","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.500166+00:00","generated_at":"2026-05-31T16:17:04.654934+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FNWB Q2 net income $1.4M, EPS $0.16; credit provision spikes on two borrowing relationships; dividend $0.07","bullets":["Net income $1.4M (EPS $0.16) vs $1.8M ($0.20) in Q2 2023; pre-provision net interest income fell to $14.3M from $16.0M.","Provision for credit losses increased substantially due to two borrowing relationships placed in receivership; nonperforming assets to total assets rose to 1.36% from 0.12% a year ago.","Board declared $0.07 per share quarterly dividend, payable Aug 23, 2024 to holders of record Aug 9.","Balance sheet restructure completed including sale-leaseback of six branches, securities loss sales, and balance sheet hedges; CEO cites NIM inflection point after five quarters of decline."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-023448","json":"https://secwatch.observer/filing/0001437749-24-023448.json","markdown":"https://secwatch.observer/filing/0001437749-24-023448.md","text":"https://secwatch.observer/filing/0001437749-24-023448.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1556727/000143774924023448/0001437749-24-023448-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1556727/000143774924023448/fnwb20240522_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:17:04.654934+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}