{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-023469","form_type":"8-K","ticker":"WSBF","cik":"0001569994","company_name":"Waterstone Financial, Inc.","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.577169+00:00","generated_at":"2026-05-31T16:17:27.563933+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Waterstone Financial Q2 2024 net income rises to $5.7M ($0.31 EPS) from $4.0M YoY","bullets":["Net income $5.7M ($0.31 diluted EPS) vs $4.0M ($0.20) in Q2 2023; six-month EPS $0.47 vs $0.30.","Community Banking pre-tax income $5.1M, down 20.5% YoY; net interest margin fell 46 bps to 2.01% on funding cost pressure.","Mortgage Banking swung to $2.0M pre-tax profit from $1.4M loss; originations $634.1M (+1.7% YoY), margin 3.93% vs 3.73%.","Dividend $0.15/share declared; repurchased 481K shares at $11.99/share, accretive $0.13 to book value per share.","Nonperforming assets 0.25% of total assets; past due loans 0.76% (up from 0.50% a year ago)."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-023469","json":"https://secwatch.observer/filing/0001437749-24-023469.json","markdown":"https://secwatch.observer/filing/0001437749-24-023469.md","text":"https://secwatch.observer/filing/0001437749-24-023469.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1569994/000143774924023469/0001437749-24-023469-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1569994/000143774924023469/wsbf20240610_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:17:27.563933+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}