---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-023512"
form_type: "8-K"
ticker: "WRLD"
cik: "0000108385"
company_name: "WORLD ACCEPTANCE CORP"
filed_at: "2024-07-26T23:59:59+00:00"
generated_at: "2026-05-31T15:59:54.709946+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# World Acceptance Q1 net income rises to $9.9M ($1.79 EPS); revenue falls 7% to $129.5M

## Summary
- Net income $9.9M vs $9.5M YoY; diluted EPS $1.79 vs $1.62.
- Total revenues $129.5M, down 7.0% from $139.3M; interest & fee income $111.2M (-4.7%).
- Gross loans $1.275B, down 8.8% YoY; customer base decreased 2.6% (vs 14.8% decline prior year).
- Net charge-offs $38.7M, down from $42.8M; provision $45.4M vs $46.6M.
- G&A expenses $61.4M, down 9.9% YoY; debt/equity improved to 1.2:1; repurchased $11.1M stock.

## SEC filing metadata
- accession: 0001437749-24-023512
- form_type: 8-K
- ticker: WRLD
- cik: 0000108385
- company_name: WORLD ACCEPTANCE CORP
- filed_at: 2024-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/108385/000143774924023512/0001437749-24-023512-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/108385/000143774924023512/wrld20240724_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-023512
- JSON: https://secwatch.observer/filing/0001437749-24-023512.json
- Plain text: https://secwatch.observer/filing/0001437749-24-023512.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.