{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-023664","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2024-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.141773+00:00","generated_at":"2026-05-31T15:44:27.059892+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"MainStreet Bancshares Q2 2024 net income $2.6M; deposits up 10.2% YoY","bullets":["Net income of $2.6M for Q2 2024; net interest margin settled at 3.15%.","Total deposits $1.8B, up 10.2% YoY; loan growth 8.6% YoY to $1.8B.","Credit quality: net charge-offs 8 bps of avg loans, NPAs 0.99% of assets.","Core deposits 78% of total; BaaS platform Avenu in limited production.","No specific forward guidance; management cites improving NIM outlook."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-023664","json":"https://secwatch.observer/filing/0001437749-24-023664.json","markdown":"https://secwatch.observer/filing/0001437749-24-023664.md","text":"https://secwatch.observer/filing/0001437749-24-023664.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924023664/0001437749-24-023664-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924023664/main20240528_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:44:27.059892+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}