---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-023664"
form_type: "8-K"
ticker: "MNSB"
cik: "0001693577"
company_name: "MainStreet Bancshares, Inc."
filed_at: "2024-07-29T23:59:59+00:00"
generated_at: "2026-05-31T15:44:27.059892+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# MainStreet Bancshares Q2 2024 net income $2.6M; deposits up 10.2% YoY

## Summary
- Net income of $2.6M for Q2 2024; net interest margin settled at 3.15%.
- Total deposits $1.8B, up 10.2% YoY; loan growth 8.6% YoY to $1.8B.
- Credit quality: net charge-offs 8 bps of avg loans, NPAs 0.99% of assets.
- Core deposits 78% of total; BaaS platform Avenu in limited production.
- No specific forward guidance; management cites improving NIM outlook.

## SEC filing metadata
- accession: 0001437749-24-023664
- form_type: 8-K
- ticker: MNSB
- cik: 0001693577
- company_name: MainStreet Bancshares, Inc.
- filed_at: 2024-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1693577/000143774924023664/0001437749-24-023664-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1693577/000143774924023664/main20240528_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-023664
- JSON: https://secwatch.observer/filing/0001437749-24-023664.json
- Plain text: https://secwatch.observer/filing/0001437749-24-023664.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.