{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-023691","form_type":"8-K","ticker":"SFDL","cik":"0000818677","company_name":"SECURITY FEDERAL CORP","filed_at":"2024-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.969922+00:00","generated_at":"2026-05-31T15:51:11.958917+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Security Federal Q2 net income rises to $2.1M, or $0.66 per share","bullets":["Q2 net income available to common shareholders $2.1M ($0.66 per share), up from $1.8M ($0.55) a year ago.","Net interest income grew 11.6% YoY to $10.2M, driven by higher market rates and earning asset growth.","Total assets reached $1.5B, up 4.8% YoY; net loans grew $32.7M in H1 to $655.2M.","Non-performing assets were $7.1M (0.46% of assets); allowance for credit losses at 1.95% of gross loans.","Year-to-date net income fell to $3.9M ($1.20 per share) from $4.5M ($1.37) due to higher provision and expenses."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-023691","json":"https://secwatch.observer/filing/0001437749-24-023691.json","markdown":"https://secwatch.observer/filing/0001437749-24-023691.md","text":"https://secwatch.observer/filing/0001437749-24-023691.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/818677/000143774924023691/0001437749-24-023691-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/818677/000143774924023691/sfdl20240724c_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:51:11.958917+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}