---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-023837"
form_type: "8-K/A"
ticker: "FNWD"
cik: "0000919864"
company_name: "Finward Bancorp"
filed_at: "2024-07-30T23:59:59+00:00"
generated_at: "2026-05-31T15:34:43.779572+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Finward Bancorp corrects earnings release; six-month diluted EPS revised to $2.21 from $0.03

## Summary
- Net income of $9.4M ($2.21 diluted EPS) for H1 2024, up from $4.7M ($1.10) in H1 2023.
- Q2 2024 net income $143K ($0.03 EPS) vs $2.4M ($0.57) in Q2 2023.
- Corrections include performance ratios; CET1 ratio revised to 10.94% from 11.23%.
- Net interest margin improved to 2.54% in Q2 2024 from 2.42% in Q1 2024.
- Non-performing loans slightly declined to $11.4M; credit quality remains strong.

## SEC filing metadata
- accession: 0001437749-24-023837
- form_type: 8-K/A
- ticker: FNWD
- cik: 0000919864
- company_name: Finward Bancorp
- filed_at: 2024-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/919864/000143774924023837/0001437749-24-023837-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/919864/000143774924023837/fnwd20240726_8ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-023837
- JSON: https://secwatch.observer/filing/0001437749-24-023837.json
- Plain text: https://secwatch.observer/filing/0001437749-24-023837.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.