{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-024653","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2024-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.443657+00:00","generated_at":"2026-05-31T13:11:19.689963+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Palomar Q2 net income $25.7M ($1.00 EPS) vs $17.6M; guidance raised to $124-130M adjusted net income","bullets":["Gross written premiums surged 40.4% to $385.2M; net earned premiums up 47.1% YoY.","Adjusted net income of $32.0M ($1.25 diluted EPS) vs $21.8M ($0.86) year ago.","Combined ratio of 79.1% (adjusted 73.1%); attritional loss ratio 22.1%, catastrophe ratio 2.8%.","FY 2024 adjusted net income guidance raised to $124-130M; includes ~$5-7M from Hurricanes Beryl/Debby.","Annualized adjusted ROE of 24.7% vs 21.3%; AM Best upgraded financial strength rating to A."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-024653","json":"https://secwatch.observer/filing/0001437749-24-024653.json","markdown":"https://secwatch.observer/filing/0001437749-24-024653.md","text":"https://secwatch.observer/filing/0001437749-24-024653.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000143774924024653/0001437749-24-024653-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000143774924024653/plmr20240520_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T13:11:19.689963+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}