---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-024653"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2024-08-05T23:59:59+00:00"
generated_at: "2026-05-31T13:11:19.689963+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Palomar Q2 net income $25.7M ($1.00 EPS) vs $17.6M; guidance raised to $124-130M adjusted net income

## Summary
- Gross written premiums surged 40.4% to $385.2M; net earned premiums up 47.1% YoY.
- Adjusted net income of $32.0M ($1.25 diluted EPS) vs $21.8M ($0.86) year ago.
- Combined ratio of 79.1% (adjusted 73.1%); attritional loss ratio 22.1%, catastrophe ratio 2.8%.
- FY 2024 adjusted net income guidance raised to $124-130M; includes ~$5-7M from Hurricanes Beryl/Debby.
- Annualized adjusted ROE of 24.7% vs 21.3%; AM Best upgraded financial strength rating to A.

## SEC filing metadata
- accession: 0001437749-24-024653
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2024-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000143774924024653/0001437749-24-024653-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000143774924024653/plmr20240520_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-024653
- JSON: https://secwatch.observer/filing/0001437749-24-024653.json
- Plain text: https://secwatch.observer/filing/0001437749-24-024653.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.