{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-027098","form_type":"8-K","ticker":"ATLO","cik":"0001132651","company_name":"AMES NATIONAL CORP","filed_at":"2024-08-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.253222+00:00","generated_at":"2026-05-31T08:47:48.812125+00:00","sec_items":["7.01","9.01"],"event_type":"dividend","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ames National cuts quarterly dividend 26% to $0.20; cites deposit repricing pressure","bullets":["Dividend reduced from $0.27 to $0.20 per share; payable Nov 15, 2024 to holders of record Nov 1.","CEO cites lower earnings caused by rapid deposit repricing outpacing asset repricing, squeezing net interest margin.","$104M of investments and $229M of loans maturing by June 2025 expected to improve net interest margin long-term.","Net interest margin decline has slowed in 2024 but forecasting remains challenging due to rate volatility."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-027098","json":"https://secwatch.observer/filing/0001437749-24-027098.json","markdown":"https://secwatch.observer/filing/0001437749-24-027098.md","text":"https://secwatch.observer/filing/0001437749-24-027098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1132651/000143774924027098/0001437749-24-027098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1132651/000143774924027098/atlo20240816_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T08:47:48.812125+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}