---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-030664"
form_type: "8-K"
ticker: "RMCF"
cik: "0001616262"
company_name: "Rocky Mountain Chocolate Factory, Inc."
filed_at: "2024-10-04T23:59:59+00:00"
generated_at: "2026-05-30T20:16:41.929382+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# RMCF secures $6M credit facility from board-affiliate, replaces Wells Fargo debt

## Summary
- Credit agreement with RMC Credit Facility (affiliated with director Steve Craig) for $6M at 12% interest.
- Loan matures Sept 30, 2027; interest-only payments until maturity.
- Proceeds used to repay $3.45M outstanding under existing Wells Fargo revolver, balance for capex and working capital.
- Interim CEO Jeff Geygan says facility supports three-year strategic plan and sustainable growth.

## SEC filing metadata
- accession: 0001437749-24-030664
- form_type: 8-K
- ticker: RMCF
- cik: 0001616262
- company_name: Rocky Mountain Chocolate Factory, Inc.
- filed_at: 2024-10-04T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 1.02, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1616262/000143774924030664/0001437749-24-030664-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1616262/000143774924030664/rmcfd20241004_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-030664
- JSON: https://secwatch.observer/filing/0001437749-24-030664.json
- Plain text: https://secwatch.observer/filing/0001437749-24-030664.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.